[et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” min_height=”1132.3px” custom_margin=”||-79px|||” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.21.0″ _module_preset=”default” min_height=”68.3px” custom_margin=”-73px|auto||auto|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
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The hectic year-end holidays might be over, but for many in the business world, the season of high-expense purchases isn’t over. Each year revolves around central main seasons that require constant hustle and planning.\u00a0<\/span>\u00a0<\/span><\/p>\n Retailers are especially aware of this as they place orders six to nine months ahead of any given<\/span>\u00a0<\/span>sale<\/span> season!\u00a0<\/span>\u00a0<\/span><\/p>\n If you\u2019re relying on any sort of inventory, odds are you\u2019re already thinking ahead to what things are going to sell, what\u2019s on trend (and the trajectory of how demand will shift throughout the year), and where customers will take their dollars.<\/span>\u00a0<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”13px|||0px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n Lorne Greenfield,<\/a> founder and CEO of Capital Concepts<\/a>, recalls helping a client navigate the murky waters of <\/span>cashflow<\/span>.\u00a0<\/span>\u00a0<\/span><\/p>\n The construction firm had a fundamental problem. Because of their industry and project scopes, they often didn\u2019t get paid <\/span>till <\/span>for<\/span> 60-75 days after sending their invoices. During the two to three months between invoice and payment, they weren\u2019t able to start new projects they\u2019d been hired for because they didn\u2019t have the cash<\/span>flow<\/span> to invest in new projects. It became a cyclical issue that quickly put a cap on the company\u2019s ability to grow and put them in dire financial straits.<\/span>\u00a0<\/span><\/p>\n The firm hadn\u2019t used financing in the past, and didn\u2019t know where to begin. The team at Capital Concepts<\/a> helped them get specialized lines of credit and create a plan to have funds in reserve.<\/span>\u00a0<\/span><\/p>\n \u00a0In the end, Capital Concepts<\/a> helped them get to the point where profits exceeded their cash needs, which allowed them to keep signing contracts and expanding their money-earning capabilities!<\/span><\/p>\n <\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”|||2px|false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n Preparing for busy seasons requires substantial expenses far in advance of receiving any sort of payment. This creates a huge problem for many business owners: cashflow!\u00a0<\/span>\u00a0<\/span><\/p>\n You must plan ahead to make sure you have the cash <\/span>to<\/span>\u00a0<\/span>make<\/span> these large purchases that your business relies on.\u00a0<\/span>\u00a0<\/span><\/p>\n Creating<\/span> this plan isn\u2019t as easy as marking your calendar. You will need to know the correct types of loan options that will help your business. But the finance world is complex, and this kind of knowledge is not common! On top of that, you\u2019ll need to dedicate large amounts of time and energy into pursuing those options. With the existing demands of your business, you won\u2019t have the bandwidth to become an overnight expert in this area.\u00a0<\/span>\u00a0<\/span><\/p>\n <\/span><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/ecngx364.inmotionhosting.com\/~capcon7\/wp-content\/uploads\/S-5.png” alt=”Cashflow” title_text=”S (5)” url=”https:\/\/ecngx364.inmotionhosting.com\/~capcon7\/” _builder_version=”4.27.2″ _module_preset=”default” transform_scale=”256%|256%” transform_translate=”59px|37px” custom_margin_tablet=”81px|||88px|false|false” custom_margin_phone=”-36px|||-47px|false|false” custom_margin_last_edited=”on|desktop” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.21.0″ _module_preset=”default” min_height=”414px” custom_margin=”|auto|-163px|auto|false|false” custom_padding=”||0px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”266px||||false|false” custom_margin_phone=”133px||||false|false” custom_margin_last_edited=”on|desktop” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n 1\ufe0f\u20e3 Lack of knowledge about where to find reliable (and personalized) cash<\/span>flow <\/span>sources<\/span> <\/span><\/p>\n 2\ufe0f\u20e3 Lack of time to invest in crafting a sustainable cashflow plan<\/span><\/p>\n \u00a0 \u00a0\u00a0<\/span><\/p>\n <\/span><\/p>\n Cashflow is about more than just going to the bank. You need reliable streams of finances (through loans or investments) that are <\/span>personalized <\/span>customized<\/span> to your business needs, and a plan of action to give you the breathing room to look ahead.\u00a0<\/span>\u00a0<\/span><\/p>\n Because until you get to point where profits exceed what your cash needs are, you’ll always be in a vulnerable point where you’re operating in the red.<\/span>\u00a0<\/span><\/p>\n That’s where we come in.<\/span>\u00a0<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”]<\/p>\n We help you have funds lined up so that your company has the ability to make orders on time.\u00a0<\/span>\u00a0<\/span><\/p>\n That might look like guiding you to specialized financing options and loans. Or, it might require revamping your invoice schedule with clients, compressing the terms to match your cashflow needs.\u00a0<\/span>\u00a0<\/span><\/p>\n Whatever your biggest need, we\u2019ll start by helping you determine how much cash you actually need to bridge the gap between your expenses and revenue, and how to get that cash capital sustainably.\u00a0<\/span>\u00a0<\/span><\/p>\n <\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”0px|||0px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]At\u00a0<\/span>Capital Concepts USA<\/a>, we have financial, marketing and sales, and operations consultants who can work with you to craft a plan and set goals that will make a difference in your business. Contact us today for a\u00a0<\/span>free 15-minute call<\/a>\u00a0<\/span>with our founder,\u00a0<\/span>Lorne Greenfield.<\/a>\u00a0\u00a0<\/strong><\/em>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_post_nav in_same_term=”on” _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_post_nav][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider color=”#eeeef0″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_blog fullwidth=”off” posts_number=”3″ show_thumbnail=”off” show_author=”off” show_date=”off” show_categories=”off” _builder_version=”4.27.2″ _module_preset=”default” header_text_align=”left” text_orientation=”justified” border_width_all=”0px” global_colors_info=”{}”][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” min_height=”141.9px” custom_margin=”-6px||-50px||false|false” custom_padding=”6px|||||” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.21.0″ _module_preset=”default” background_color=”#4DAD46″ min_height=”225.5px” custom_padding=”|0px||0px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_cta title=”Need Fresh Eyes On Your Business?” button_url=”https:\/\/calendly.com\/ccusa-llc\/15-minutes-to-financial-clarity” button_text=”Schedule a Call” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]We offer complementary consultations to help you identify the areas where you could most quickly and easily improve your business\u2019s performance, value, and profitability. Request one today.[\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Gain insights from industry experiences and expert guidance to optimize your financial strategies.<\/p>\n","protected":false},"author":9,"featured_media":1261,"comment_status":"closed","ping_status":"closed","sticky":true,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[38,35],"tags":[34],"class_list":["post-1259","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-editors-pick","category-finance-strategy","tag-finance-strategy"],"yoast_head":"\nThe problem: <\/span>A story about cashflow management, and why it is such a challenge<\/span><\/span>\u00a0<\/span> <\/span><\/span>\u00a0<\/span> <\/span> <\/span><\/span><\/b><\/h2>\n
Don\u2019t<\/span> make these mistakes!<\/span><\/span>\u00a0<\/span><\/h2>\n
Common issues <\/span>in a nutshell<\/span>:<\/span><\/span>\u00a0<\/span><\/h4>\n
Finding a starting point <\/span><\/span>\u00a0<\/span><\/h2>\n
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