SMS Privacy & Terms

How Capital Concepts USA handles this website and your data

Updated November 15, 2025

Last updated: November 15, 2025 

 1. Overview

These SMS Terms & Conditions (“Terms”) describe how Capital Concepts USA LLC (“CCUSA”, “we”, “us”, or “our”) uses text messaging (SMS) to communicate with you. By providing your mobile number and opting in to receive SMS messages from CCUSA, you agree to these Terms. 

 

2. Types of Messages You May Receive

CCUSA uses SMS solely for professional, business-related communication. Messages may include: 

      • Scheduling confirmations and calendar reminders 
      • Notifications about upcoming or rescheduled meetings 
      • Follow-up messages related to consultations or engagements 
      • Service-related updates and important information regarding your work with CCUSA 
      • Support communications and coordination with clients or referral partners 
      • CCUSA does not use SMS for mass marketing blasts or unsolicited promotional campaigns. 

3. Message Frequency

    Message frequency will vary based on your relationship and ongoing engagement with CCUSA. 

    You may receive messages when: 

      • You request or confirm a meeting 
      • You are an active client or referral partner 
      • Follow-up or support is needed regarding an existing interaction 
      • We aim to keep messaging limited, relevant, and purposeful.

    4. Costs and Charges

    CCUSA does not charge you for receiving SMS messages. However, message and data rates may apply according to your mobile carrier’s plan. Check with your wireless provider for details on your specific plan and fees. 

    5. Opt-In Consent

    You may opt in to receive SMS messages by: 

      • Texting the word START to our designated phone number, thereby providing explicit consent to receive SMS messages from Capital Concepts USA LLC; or
      • Providing your mobile number to one of our team members, on a CCUSA form, survey, or scheduling page and selecting a checkbox indicating your consent; or 
      • Confirming via email or other written communication that you agree to receive SMS updates from CCUSA; or 
      • Responding affirmatively to a message where you are clearly asked to consent to SMS messages. 

    By opting in, you confirm that: 

      • You are the account holder or authorized user for the mobile number provided, and 
      • You consent to receive messages as described in these Terms.
      • Message frequency varies. Message & data rates may apply. Reply HELP for help. Reply STOP to opt out.

    6. Opt-Out Instructions

    You can opt out of SMS messages at any time. 

    To stop receiving messages, text STOP in reply to any CCUSA SMS. 

    After you send STOP, you may receive one final confirmation message stating that you have been unsubscribed. No further SMS messages will be sent to your number unless you opt in again.

    7. HELP / Support

    If you need assistance regarding CCUSA SMS messages: 

      • Text HELP in reply to any CCUSA SMS, or 
      • Email us at clientsuccess@capconceptsusa.com, or 
      • Visit our website: www.capconceptsusa.com

    8. Privacy

    Your privacy is important to us. Our SMS Privacy Policy explains how we collect, use, and protect your personal data, including your mobile number. 

    Please review our Privacy Policy. 

    9. Eligibility

    You must be at least 18 years old (or the age of majority in your jurisdiction) and an authorized user of the mobile number you provide in order to opt in to CCUSA SMS messaging. 

    10. Changes to These Terms

    We may update these Terms from time to time to reflect changes in our practices or applicable laws. 

    When we do, we will revise the “Last updated” date at the top of this page. Continued use of our SMS services after changes are posted constitutes your acceptance of the revised Terms.  

    11. Contact Information

    If you have questions about these Terms or our SMS program, please contact us: 

    Capital Concepts USA LLC 

    Website: www.capconceptsusa.com 

    Email: clientsuccess@capconceptsusa.com 

    Atlanta, Georgia, USA 

    Last updated: November 15, 2025 

     

    1. Overview

    This SMS Privacy Policy explains how Capital Concepts USA LLC (“CCUSA”, “we”, “us”, or “our”) collects, uses, stores, and protects personal data related to our SMS (text messaging)  communications. 

    This Policy applies specifically to information collected and used in connection with SMS messages. For our broader website and service privacy practices, please refer to our general Privacy Policy, if applicable. 

     2. Information We Collect

    When you opt in to receive SMS messages from CCUSA, we may collect: 

      • Your mobile phone number 
      • Your name and basic contact details (such as email address) 
      • Date and time of messages sent and received 
      • Message content and delivery status 
      • Your preferences or responses shared via SMS

    We collect this information directly from you when you provide your mobile number and consent to receive SMS messages. 

     3. How We Use Your Information

    We use your information to: 

      • Send scheduling confirmations and reminders 
      • Share follow-up information after consultations or meetings 
      • Provide service-related updates and client support 
      • Coordinate communications related to active engagements or referrals 
      • Respond to your questions or requests sent via SMS

    We use your mobile number only for professional communication related to CCUSA’s services and your relationship with us. 

    We do not sell your personal information or your mobile phone number to third parties for marketing purposes. 

     4. Legal Basis for Processing (If Applicable)

    Where required by applicable law, we process your personal data based on: 

      • Your consent (when you opt in to receive SMS messages), and/or 
      • Our legitimate interest in providing timely, relevant communications related to our professional services and existing business relationships.

    5. Sharing of Information

    We may share your information with: 

      • Service providers who support our communications infrastructure (e.g., messaging platforms or telecom providers), solely to deliver SMS messages on our behalf 
      • Professional advisors (such as legal or IT security consultants) where necessary to protect our rights or comply with legal obligations 
      • These third parties are required to use your information only as needed to perform services for us and to protect your data in accordance with applicable laws. 
      • We do not sell, rent, or share your mobile number with third parties for their own independent marketing.

    6. Data Security

    We take reasonable technical and organizational measures to protect your personal data, including your mobile phone number, against unauthorized access, loss, misuse, or disclosure. 

    While no system can be guaranteed completely secure, we strive to protect your information and limit access to authorized CCUSA team members and trusted service providers. 

    7. Data Retention

    We retain your SMS-related data only for as long as necessary to: 

      • Provide the SMS service 
      • Maintain business records consistent with our retention policies 
      • Comply with legal, regulatory, or contractual obligations 

    When your data is no longer needed, we will delete or anonymize it in accordance with our internal policies and applicable law. 

    8. Your Choices and Rights

    You have control over how we communicate with you via SMS: 

      • Opt-Out: You may stop receiving SMS messages at any time by texting STOP in reply to any CCUSA message. 
      • Help: You can request assistance by texting HELP or emailing clientsuccess@capconceptsusa.com. 
      • Access/Questions: You may contact us to ask what information we hold about you in connection with SMS and request corrections where appropriate. 

    Depending on your jurisdiction, you may have additional rights related to your personal data. We will honor those rights in accordance with applicable law.

    9. Children’s Privacy

    Our SMS program is intended for adult business owners, professionals, and referral partners. We do not knowingly collect or send SMS messages to children under the age of 13 (or other minimum age as defined by local law).

    10. Changes to This SMS Privacy Policy

    We may update this Policy from time to time. When we do, we will revise the “Last updated” date at the top of this page. 

    If we make material changes to how we handle SMS-related personal data, we may provide additional notice (for example, via email or website notice). 

     11. Contact Us

    If you have any questions about this SMS Privacy Policy or our handling of your information, please contact: 

    Capital Concepts USA LLC 

    Website: www.capconceptsusa.com 

    Email: clientsuccess@capconceptsusa.com 

    Atlanta, Georgia, USA